Comments on: How to convert from an annual rate to an effective periodic rate (+ javascript calculator) http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/ Because you shouldn't need an MBA to be savvy about finance and business Thu, 09 Feb 2012 01:13:00 +0000 hourly 1 http://wordpress.org/?v=abc By: Tawanda http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-264517 Tawanda Sat, 03 Sep 2011 02:32:24 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-264517 I can not seem to figure out this problem Your firm is paying $1.8 to borrow $98.2 for 25 dys (=35-10) calculate the interest rate per period & then annualize it. I can not seem to figure out this problem
Your firm is paying $1.8 to borrow $98.2
for 25 dys (=35-10) calculate the interest rate per period & then annualize it.

]]> By: rex http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-243288 rex Tue, 25 Jan 2011 02:38:31 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-243288 can u give me a formula on how to get the daily effective rate of 1 Million. daily amortization (interest + Partial payment on principal (20% per annum)). 1 year term, 13% interest rate per annum, and 5% service charge per annum. can u give me a formula on how to get the daily effective rate of 1 Million. daily amortization (interest + Partial payment on principal (20% per annum)). 1 year term, 13% interest rate per annum, and 5% service charge per annum.

]]> By: Deepak http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-230483 Deepak Tue, 29 Jun 2010 12:54:54 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-230483 Hi there, thanks for sharing some of the examples, i think you may be able to help me in my current anomaly. Is it possible to get a single rate (something like an IRR) for a loan with floaring rates across periods, lets say on term of 5 years, 1st year 5%, second year 6% and third year 7% and 4th and 5th 8%, how can we calculate a single rate of interest of the entire term of the loan. Please advise. thanks Hi there, thanks for sharing some of the examples, i think you may be able to help me in my current anomaly.

Is it possible to get a single rate (something like an IRR) for a loan with floaring rates across periods, lets say on term of 5 years, 1st year 5%, second year 6% and third year 7% and 4th and 5th 8%, how can we calculate a single rate of interest of the entire term of the loan.

Please advise.

thanks

]]> By: YAhya http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-230326 YAhya Tue, 22 Jun 2010 03:53:23 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-230326 If my city has 3% of annual population growth rate what is the daily increase rate in growth and what is the monthly growth rate of the population. I f someone tell me the formula to calculate If my city has 3% of annual population growth rate what is the daily increase rate in growth and what is the monthly growth rate of the population. I f someone tell me the formula to calculate

]]> By: Quan http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-225853 Quan Thu, 21 Jan 2010 03:47:44 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-225853 to thom: your annual rate is calculated by this formula: R(annual) = [(1+r(quarter rate))^4]-1 to thom: your annual rate is calculated by this formula:
R(annual) = [(1+r(quarter rate))^4]-1

]]> By: kashifabbasrizvi http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-217157 kashifabbasrizvi Sun, 21 Jun 2009 10:41:19 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-217157 formula: A=P(1+C)n formula:

A=P(1+C)n

]]> By: Thom http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-215967 Thom Sun, 07 Jun 2009 14:06:02 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-215967 If I am paying interest of 4% quarterly than how do I determine the rate this is on an annualized basis?? Can someone tell me the formula? If I am paying interest of 4% quarterly than how do I determine the rate this is on an annualized basis?? Can someone tell me the formula?

]]> By: Patrick http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-213212 Patrick Mon, 04 May 2009 17:32:18 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-213212 For NPV calculation, how do you calculate the discount rate table for 8% over a 5 year period ? For NPV calculation, how do you calculate the discount rate table for 8% over a 5 year period ?

]]> By: john http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-206097 john Fri, 06 Mar 2009 17:39:21 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-206097 Do you know the formula to convert a Ann/360 yield to a Semi 30/360 bond yield? Do you know the formula to convert a Ann/360 yield to a Semi 30/360 bond yield?

]]> By: jatpapa http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-204960 jatpapa Wed, 25 Feb 2009 17:59:47 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-204960 Can somebody please answer the question below. ASSUMING THAT I MAKE MONTHLY PAYMENTS OF $30,000. AND HAS AN OUTSTANDING BALANCE AFTER 6 YEARS(OSB/72) OF $3,361,291,39. IF THE MARKET RATE FOR SIMILAR MORTGAGE IS j/2=12.25% and i make a down payment of $3,200.000. What would be the market value of the offer? Can somebody please answer the question below.

ASSUMING THAT I MAKE MONTHLY PAYMENTS OF $30,000. AND HAS AN OUTSTANDING BALANCE AFTER 6 YEARS(OSB/72) OF $3,361,291,39. IF THE MARKET RATE FOR SIMILAR MORTGAGE IS j/2=12.25% and i make a down payment of $3,200.000. What would be the market value of the offer?

]]> By: baloo http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-189215 baloo Fri, 07 Nov 2008 07:09:11 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-189215 WILLIAM LAWRENCE said : To convert a monthly IRR into an annualized IRR number, you use the following formula: Annualized IRR = ((1+montly IRR)^12)-1 Agree But wat to do with the fornightly or weekly payments ???????? do tell me guys WILLIAM LAWRENCE said :
To convert a monthly IRR into an annualized IRR number, you use the following formula:

Annualized IRR = ((1+montly IRR)^12)-1

Agree

But wat to do with the fornightly or weekly payments ????????
do tell me guys

]]> By: josh http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-183249 josh Wed, 08 Oct 2008 00:33:28 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-183249 THIS FORMULA IS INCORRECT. DO NOT TRUST IT THIS FORMULA IS INCORRECT. DO NOT TRUST IT

]]> By: lois http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-173559 lois Tue, 02 Sep 2008 16:08:54 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-173559 I am trying to learn how to calculate monthly amt to be received on a 2.36 interest rate on a figure of 100,000.00 I am trying to learn how to calculate monthly amt to be received on a 2.36 interest rate on a figure of 100,000.00

]]> By: Margie http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-149575 Margie Tue, 20 May 2008 19:28:39 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-149575 Can somebody help me please, I need to calculate the effective interest rate, using compounding base on the formula below? Here are the given data: Face value: $100,000 Period of payment: 5 yrs (annually) Nominal rate: 12% Net Price: $89,944 Effective interest rate: ? Formula: 100,000(P/F,i,5)+100,000*12%(PA,i,5) Thank you. Can somebody help me please, I need to calculate the effective interest rate, using compounding base on the formula below? Here are the given data:
Face value: $100,000
Period of payment: 5 yrs (annually)
Nominal rate: 12%
Net Price: $89,944
Effective interest rate: ?
Formula:
100,000(P/F,i,5)+100,000*12%(PA,i,5)

Thank you.

]]> By: Beck http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/comment-page-1/#comment-125356 Beck Mon, 14 Jan 2008 10:18:17 +0000 http://www.experiglot.com/2006/06/07/how-to-convert-from-an-annual-rate-to-an-effective-periodic-rate-javascript-calculator/#comment-125356 Can I have an analysis of how you came to the formula? Thanks Beck Can I have an analysis of how you came to the formula?

Thanks
Beck

]]>