Comments on: Choosing and buying a bond fund http://www.experiglot.com/2006/07/12/choosing-and-buying-a-bond-fund/ Because you shouldn't need an MBA to be savvy about finance and business Tue, 07 Feb 2012 09:11:43 +0000 hourly 1 http://wordpress.org/?v=abc By: Free Money Finance http://www.experiglot.com/2006/07/12/choosing-and-buying-a-bond-fund/comment-page-1/#comment-1076 Free Money Finance Mon, 17 Jul 2006 00:21:06 +0000 http://www.experiglot.com/2006/07/12/choosing-and-buying-a-bond-fund/#comment-1076 <strong>Carnival of Investing...</strong> Welcome to this week's edition of the Carnival of Investing. I'm sticking with my usual method of hosting a carnival -- listing a summary of each piece with the author's reason for submitting the post to the carnival (for those... Carnival of Investing…

Welcome to this week’s edition of the Carnival of Investing. I’m sticking with my usual method of hosting a carnival — listing a summary of each piece with the author’s reason for submitting the post to the carnival (for those…

]]> By: AllFinancialMatters » Blog Archive » Do professional investors have advantages over individual investors? http://www.experiglot.com/2006/07/12/choosing-and-buying-a-bond-fund/comment-page-1/#comment-1071 AllFinancialMatters » Blog Archive » Do professional investors have advantages over individual investors? Sun, 16 Jul 2006 05:59:32 +0000 http://www.experiglot.com/2006/07/12/choosing-and-buying-a-bond-fund/#comment-1071 [...] A nice thing about StyleAdvisor was that they offered a complimentary analysis of a mutual fund of your choice in order to demonstrate their software. I was recently looking at investing in a particular bond fund (something I’d never invested in before), so I filled out their form for a free analysis of LSBRX. I also asked for more information about their services. [...] [...] A nice thing about StyleAdvisor was that they offered a complimentary analysis of a mutual fund of your choice in order to demonstrate their software. I was recently looking at investing in a particular bond fund (something I’d never invested in before), so I filled out their form for a free analysis of LSBRX. I also asked for more information about their services. [...]

]]> By: Jason http://www.experiglot.com/2006/07/12/choosing-and-buying-a-bond-fund/comment-page-1/#comment-1031 Jason Wed, 12 Jul 2006 20:13:12 +0000 http://www.experiglot.com/2006/07/12/choosing-and-buying-a-bond-fund/#comment-1031 Sure thing. Like I mentioned previously, the Loomis fund is a very good actively managed fund, so you shouldn't have any qualms about buying it. The only reason I even mention index funds, is because of the expense ratio difference. The Vanguard Total Bond Market Index (VBMFX - http://flagship4.vanguard.com/VGApp/hnw/FundsSnapshot?FundId=0084&FundIntExt=INT ) has a .20% expense ratio. That is almost an entire percent difference. Anyways, I added you as a friend on my blog - www.zirotti.com - keep up the good work! Sure thing. Like I mentioned previously, the Loomis fund is a very good actively managed fund, so you shouldn’t have any qualms about buying it.

The only reason I even mention index funds, is because of the expense ratio difference. The Vanguard Total Bond Market Index (VBMFX – http://flagship4.vanguard.com/VGApp/hnw/FundsSnapshot?FundId=0084&FundIntExt=INT ) has a .20% expense ratio. That is almost an entire percent difference.

Anyways, I added you as a friend on my blog – http://www.zirotti.com – keep up the good work!

]]> By: Ricemutt http://www.experiglot.com/2006/07/12/choosing-and-buying-a-bond-fund/comment-page-1/#comment-1029 Ricemutt Wed, 12 Jul 2006 19:42:30 +0000 http://www.experiglot.com/2006/07/12/choosing-and-buying-a-bond-fund/#comment-1029 Hi Jason - Wow. Thank you for sending the research report! Also, you're probably right about buying bond index funds. Unfortunately, Schwab doesn't offer any of the standard ones as no-load (I guess they're competitors, after all). Only their own Schwab funds, which haven't done so well. This means I'll probaby end up having to open an account elsewhere to buy Vanguard or Fidelity. But, it might be worth it. I really appreciate your help and tips! Hi Jason – Wow. Thank you for sending the research report!

Also, you’re probably right about buying bond index funds. Unfortunately, Schwab doesn’t offer any of the standard ones as no-load (I guess they’re competitors, after all). Only their own Schwab funds, which haven’t done so well. This means I’ll probaby end up having to open an account elsewhere to buy Vanguard or Fidelity. But, it might be worth it.

I really appreciate your help and tips!

]]> By: Jason http://www.experiglot.com/2006/07/12/choosing-and-buying-a-bond-fund/comment-page-1/#comment-1028 Jason Wed, 12 Jul 2006 19:09:33 +0000 http://www.experiglot.com/2006/07/12/choosing-and-buying-a-bond-fund/#comment-1028 Great article. Glad to see someone else prefers experimental investing! Anyways, if you are new to bond investing, but would like bond exposure, your best bet would be a bond index fund. I noticed that the expense ratio on your Loomis fund is somewhat high (at 1%). While this may not play a pivotal role right now, if you plan to holds this fund for an extended period of time, it will erode your returns fast (obviously). However, as far as actively managed bonds funds go, you made a very good purchase. I am a 'Premium' Morningstar subscriber, so I uploaded their Analyst Research report for you to read - http://www.zirotti.com/misc/finance/Morningstar_Analyst_Research_-_LSBRX.pdf) However, over the long term (8+ years), you may be better of buying a bond index fund. The two biggest players are Vanguard and Fidelity. http://personal.fidelity.com/research/funds/?bar=c http://flagship4.vanguard.com/VGApp/hnw/FundsIndexOnly#3 Cheers, Jason Great article. Glad to see someone else prefers experimental investing!

Anyways, if you are new to bond investing, but would like bond exposure, your best bet would be a bond index fund. I noticed that the expense ratio on your Loomis fund is somewhat high (at 1%). While this may not play a pivotal role right now, if you plan to holds this fund for an extended period of time, it will erode your returns fast (obviously).

However, as far as actively managed bonds funds go, you made a very good purchase. I am a ‘Premium’ Morningstar subscriber, so I uploaded their Analyst Research report for you to read – http://www.zirotti.com/misc/finance/Morningstar_Analyst_Research_-_LSBRX.pdf)

However, over the long term (8+ years), you may be better of buying a bond index fund. The two biggest players are Vanguard and Fidelity.

http://personal.fidelity.com/research/funds/?bar=c
http://flagship4.vanguard.com/VGApp/hnw/FundsIndexOnly#3

Cheers,
Jason

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