Comments on: Waived my $47.09 credit card late fee and finance charge http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/ Because you shouldn't need an MBA to be savvy about finance and business Fri, 19 Mar 2010 12:29:25 +0000 http://wordpress.org/?v=abc hourly 1 By: Aaron http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/comment-page-1/#comment-211123 Aaron Wed, 15 Apr 2009 13:54:24 +0000 http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/#comment-211123 Wow! I just called Citi as well as I was one day late paying my credit card due to the Easter holiday (and had never missed a payment and paid in full every month) and they removed it just like that! It definitely never hurts to ask. It also pays to be a responsible borrower :) Thanks for the confidence to ask! Wow! I just called Citi as well as I was one day late paying my credit card due to the Easter holiday (and had never missed a payment and paid in full every month) and they removed it just like that! It definitely never hurts to ask. It also pays to be a responsible borrower :)

Thanks for the confidence to ask!

]]> By: Big Saver http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/comment-page-1/#comment-72621 Big Saver Tue, 29 May 2007 21:22:21 +0000 http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/#comment-72621 Way to go! Way to go!

]]> By: John http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/comment-page-1/#comment-63189 John Mon, 07 May 2007 03:38:15 +0000 http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/#comment-63189 In my opinion, its best to shop around and find the best deals on credit cards. I've found that if you contact your credit card company, they will always be willing to work with you in terms of APR rates and payment schedule. So DEFINITELY give them a call! Also, be sure to see what other <a href="http://www.websimple.us" rel="nofollow">credit card deals</a> are out there! In my opinion, its best to shop around and find the best deals on credit cards. I’ve found that if you contact your credit card company, they will always be willing to work with you in terms of APR rates and payment schedule. So DEFINITELY give them a call! Also, be sure to see what other credit card deals are out there!

]]> By: MsMiniducky http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/comment-page-1/#comment-37903 MsMiniducky Sun, 18 Mar 2007 06:36:56 +0000 http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/#comment-37903 My favorite electronic way to help prevent this, as I have about fifteen different accounts to pay on monthly, is to use Yodlee. It's the only aggregator I've tried but the idea is basically that it's got all your bills listed online in one place and if you forget or delete emails, you still have a bills pending list on the site. My favorite electronic way to help prevent this, as I have about fifteen different accounts to pay on monthly, is to use Yodlee. It’s the only aggregator I’ve tried but the idea is basically that it’s got all your bills listed online in one place and if you forget or delete emails, you still have a bills pending list on the site.

]]> By: Anandi http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/comment-page-1/#comment-35028 Anandi Wed, 14 Mar 2007 05:53:09 +0000 http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/#comment-35028 Arghhh, you're so good. I have been late with my credit card payment embarassingly frequently because it stresses me out to pay it, and I put it off. I need to get over this fear of dealing with my money :( Arghhh, you’re so good. I have been late with my credit card payment embarassingly frequently because it stresses me out to pay it, and I put it off. I need to get over this fear of dealing with my money :(

]]> By: Ramit Sethi (iwillteachyoutoberich.com) http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/comment-page-1/#comment-34618 Ramit Sethi (iwillteachyoutoberich.com) Mon, 12 Mar 2007 17:23:12 +0000 http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/#comment-34618 Great job! Sometimes you just have to ask to get what you want. Great job! Sometimes you just have to ask to get what you want.

]]> By: AllFinancialMatters » Blog Archive » JLP’s Weekly Roundup http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/comment-page-1/#comment-34472 AllFinancialMatters » Blog Archive » JLP’s Weekly Roundup Mon, 12 Mar 2007 04:54:55 +0000 http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/#comment-34472 [...] Ricemutt with evidence that it NEVER hurts to ask. [...] [...] Ricemutt with evidence that it NEVER hurts to ask. [...]

]]> By: MoneyMan http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/comment-page-1/#comment-34446 MoneyMan Mon, 12 Mar 2007 01:25:05 +0000 http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/#comment-34446 I have found this is true with a ton of things... credit cards, parking tickets!!, cable TV, etc... In fact I had a negotiations class in graduate school where each student in the class had to do a negotiation and report back on it. People had cable bills lowered, received free installation, got great deals on merchandise, and they were the all the result of one thing... ASKING. Sometimes it's as simple as it sounds. I have found this is true with a ton of things… credit cards, parking tickets!!, cable TV, etc… In fact I had a negotiations class in graduate school where each student in the class had to do a negotiation and report back on it. People had cable bills lowered, received free installation, got great deals on merchandise, and they were the all the result of one thing… ASKING. Sometimes it’s as simple as it sounds.

]]> By: Dave http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/comment-page-1/#comment-32379 Dave Mon, 05 Mar 2007 16:56:16 +0000 http://www.experiglot.com/2007/03/05/waived-my-4709-credit-card-late-fee-and-finance-charge/#comment-32379 I just had the exact same thing happen to me, also with Citi Bank. For me, the answer was no. I have not checked my credit score lately, but it is excellent. I am quite sure the reason I was turned down was because I have a 0% interest promotion. I am usually very good about paying this on time, because I know they are probably wringing their hands if my payment comes in one day late knowing they can collect some money from me - which is eaxactly what happened here. As I told my customer service rep - this account will be paid off asap, and the card will be cut up. I just had the exact same thing happen to me, also with Citi Bank. For me, the answer was no. I have not checked my credit score lately, but it is excellent. I am quite sure the reason I was turned down was because I have a 0% interest promotion. I am usually very good about paying this on time, because I know they are probably wringing their hands if my payment comes in one day late knowing they can collect some money from me – which is eaxactly what happened here. As I told my customer service rep – this account will be paid off asap, and the card will be cut up.

]]>