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	<title>Experiments in Finance &#187; Insurance</title>
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	<description>Because you shouldn&#039;t need an MBA to be savvy about finance and business</description>
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		<title>Life insurance for new parents</title>
		<link>http://www.experiglot.com/2009/05/28/life-insurance-for-new-parents/</link>
		<comments>http://www.experiglot.com/2009/05/28/life-insurance-for-new-parents/#comments</comments>
		<pubDate>Thu, 28 May 2009 12:50:41 +0000</pubDate>
		<dc:creator>Leslie</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Parenting]]></category>
		<category><![CDATA[Personal finance]]></category>

		<guid isPermaLink="false">http://www.experiglot.com/?p=984</guid>
		<description><![CDATA[I&#8217;ll be honest. I&#8217;ve found myself overloaded with finance for the past several months. My job is already in finance, but on top of that, we&#8217;ve also been looking into estate planning and education funds like Coverdells and 529s now that we have a son, figuring out what to invest in given recent conditions and [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>And still the baby bills keep coming&#8230;</title>
		<link>http://www.experiglot.com/2008/08/25/and-still-the-baby-bills-keep-coming/</link>
		<comments>http://www.experiglot.com/2008/08/25/and-still-the-baby-bills-keep-coming/#comments</comments>
		<pubDate>Mon, 25 Aug 2008 13:18:04 +0000</pubDate>
		<dc:creator>Leslie</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Parenting]]></category>
		<category><![CDATA[Personal finance]]></category>

		<guid isPermaLink="false">http://www.experiglot.com/?p=715</guid>
		<description><![CDATA[In my previous post about the cost of delivering a baby, I noted that the hospital and doctors had charged a total of $24,520 &#8220;gross&#8221; before the insurance company discounted for reasonable and customary charges. We continue to receive various notices from the insurance company for additional fees. Just a couple of days ago, another [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>How much the hospital and OB charged to deliver our baby</title>
		<link>http://www.experiglot.com/2008/08/19/how-much-the-hospital-and-ob-charged-to-deliver-our-baby/</link>
		<comments>http://www.experiglot.com/2008/08/19/how-much-the-hospital-and-ob-charged-to-deliver-our-baby/#comments</comments>
		<pubDate>Wed, 20 Aug 2008 00:47:42 +0000</pubDate>
		<dc:creator>Leslie</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Parenting]]></category>
		<category><![CDATA[Personal finance]]></category>

		<guid isPermaLink="false">http://www.experiglot.com/?p=705</guid>
		<description><![CDATA[It&#8217;s been about a month since our baby boy was born, and the bills and insurance statements from our delivery have started to roll in. We&#8217;re currently on a Cigna PPO plan, so we (thank goodness) only pay a small fraction of the costs below, but it&#8217;s been eye-opening to see how much the hospital [...]]]></description>
		<wfw:commentRss>http://www.experiglot.com/2008/08/19/how-much-the-hospital-and-ob-charged-to-deliver-our-baby/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
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		<title>Health insurance: most people prefer PPOs and HMOs over CDHPs</title>
		<link>http://www.experiglot.com/2006/12/06/health-insurance-most-people-prefer-ppos-and-hmos-over-cdhps/</link>
		<comments>http://www.experiglot.com/2006/12/06/health-insurance-most-people-prefer-ppos-and-hmos-over-cdhps/#comments</comments>
		<pubDate>Wed, 06 Dec 2006 23:30:02 +0000</pubDate>
		<dc:creator>Leslie</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.experiglot.com/2006/12/06/people-prefer-ppos-and-hmos-to-consumer-directed-health-plans-cdhps/</guid>
		<description><![CDATA[I saw a story on Yahoo! a couple of days ago that reported that consumers prefer PPOs and HMOs to CDHPs. Having used all of these options myself, I thought the article was pretty interesting, especially because I happen to prefer CDHPs. The article was quoting a recent study conducted by the Center for Studying [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Dog owners: do you have or recommend pet health insurance?</title>
		<link>http://www.experiglot.com/2006/09/21/dog-owners-do-you-have-or-recommend-pet-health-insurance/</link>
		<comments>http://www.experiglot.com/2006/09/21/dog-owners-do-you-have-or-recommend-pet-health-insurance/#comments</comments>
		<pubDate>Thu, 21 Sep 2006 18:17:10 +0000</pubDate>
		<dc:creator>Leslie</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.experiglot.com/2006/09/21/dog-owners-do-you-have-or-recommend-pet-health-insurance/</guid>
		<description><![CDATA[I&#8217;m trying to decide whether having pet health insurance is worthwhile. We recently brought a new French Bulldog puppy to join her sister in our home. Upon registration with the AKC, one of the features offered is a 60-day free trial for a pet insurance policy that covers accidents and injuries only within the 1st [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Lumenos vs. Aetna PPO</title>
		<link>http://www.experiglot.com/2006/05/31/lumenos-vs-aetna-ppo/</link>
		<comments>http://www.experiglot.com/2006/05/31/lumenos-vs-aetna-ppo/#comments</comments>
		<pubDate>Wed, 31 May 2006 18:45:45 +0000</pubDate>
		<dc:creator>Leslie</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal finance]]></category>

		<guid isPermaLink="false">http://www.experiglot.com/2006/05/31/lumenos-vs-aetna-ppo/</guid>
		<description><![CDATA[Since switching employers, my husband and I have also switched insurance providers. We chose a PPO plan from Aetna because it was the plan with the most flexibility, but I wanted to write a follow up to my original review of Lumenos CDHP so that I can give some more concrete comparisons. Keep in mind [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>It pays to shop around for auto insurance</title>
		<link>http://www.experiglot.com/2006/04/11/it-pays-to-shop-around-for-auto-insurance/</link>
		<comments>http://www.experiglot.com/2006/04/11/it-pays-to-shop-around-for-auto-insurance/#comments</comments>
		<pubDate>Tue, 11 Apr 2006 20:18:38 +0000</pubDate>
		<dc:creator>Leslie</dc:creator>
				<category><![CDATA[Auto]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Tips for saving money]]></category>

		<guid isPermaLink="false">http://www.experiglot.com/2006/04/11/it-pays-to-shop-around-for-auto-insurance/</guid>
		<description><![CDATA[In general, talking to insurance agents isn&#8217;t on top of people&#8217;s lists of enjoyable things to do. But, having just moved, I took the opportunity to shop around for car insurance. I&#8217;d been with Traveler&#8217;s for over seven years and, like many people, had just the renewal put it on autopilot. But I was very [...]]]></description>
		<wfw:commentRss>http://www.experiglot.com/2006/04/11/it-pays-to-shop-around-for-auto-insurance/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Lumenos CDHP: A Different Sort of Insurance Plan</title>
		<link>http://www.experiglot.com/2006/02/16/lumenos-cdhp-a-different-sort-of-insurance-plan/</link>
		<comments>http://www.experiglot.com/2006/02/16/lumenos-cdhp-a-different-sort-of-insurance-plan/#comments</comments>
		<pubDate>Thu, 16 Feb 2006 20:49:37 +0000</pubDate>
		<dc:creator>Leslie</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal finance]]></category>

		<guid isPermaLink="false">http://www.experiglot.com/2006/02/16/lumenos-cdhp-a-different-sort-of-insurance-plan/</guid>
		<description><![CDATA[We&#8217;re in the midst of transitioning to a different health insurance plan due to changing employers, so I wanted to take this time to write a review of Lumenos CDHP, which I&#8217;ve been using for the past two years or so and have been very happy with. I don&#8217;t know if it&#8217;s because it&#8217;s relatively [...]]]></description>
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		<slash:comments>15</slash:comments>
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