401(k) Contribution Calculator (.xls)

Excel spreadsheets (.xls), Personal finance

Download the 401(k) contribution calculation spreadsheet by right clicking on this link and choose “Save target as…” or “Save link as…” from the menu items.

Description: A simple MS Excel template (Office 2003) you can use to calculate the difference in savings between contributing to a 401(k) plan versus putting the same amount of after-tax dollars into an account with the same return over 1 and 5 years.

Instructions on how to use the little spreadsheet are included. Feel free to tell me of any corrections or feedback you’d like to see. (I’d have included a 10-year savings period but the calculation in excel is a bit of a pain to put in since it’s a geometric series.)

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